What a great topic Dr. Laura! I think our culture has gotten so fast pace that folks live beyond their means every day.

Take eating out as an example. If you cook and eat at home instead of going out it is a great way to cut food costs. Fire up the crock pot. Choose less expensive cuts of meat or get your protein from legumes and beans for a few days a week.

I think taking on a new mindset about consuming is important to living below your means.

You have to be "ok" with not having the latest thing or new car. 



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